Buyer Solutions

A smarter way to unlock value in your supply chain.

Buyers globally use C2FO to enhance financial performance across multiple Key Performance Indicators (KPIs): reduction in Cost of Goods leading to improved EBITDA, Working Capital, improving Free Cash Flow, and other key KPI’s while simultaneously strengthening supplier relationships through our AI & data-driven programs.

C2FO’s unique approach combines our Dynamic Supplier Finance, network insights and advisory services to deliver substantial benefits for our clients. Our approach has generated $ billions in improved financial performance for our clients while delivering hundreds of $ billions in Working Capital for their suppliers.

C2FO BY THE NUMBERS

• 32 Average Days Paid Early
• 42m+ Invoices Accelerated In 2025
• 160+ Countries Served
• $500b+ Supplier Funding to Date

Welcome to the Future of Supply Chain Finance

Finance and Treasury

Finance and treasury teams love C2FO since it allows them to improve cash returns, risk-free or improve cash flow.

Procurement

Procurement teams use the C2FO platform to strengthen their working capital and reduce cost of goods.

Information Technology

IT teams find the implementation easy and integration with ERP solutions seamless.

Accounts Payable (AP)

No disruption to existing processes. Give suppliers visibility of approved invoices.

Optimize Your Financial Metrics and Fund Suppliers Your Way

Work with C2FO to manage your financial goals while ensuring a resilient supply chain by understanding your organization’s financial KPIs and working capital position. C2FO Working Capital Optimization helps you drive payment terms towards market standards, minimizing supply chain risk, supported by our Dynamic Supplier Finance platform.

The C2FO Advantage: Buyer Platform Demo

C2FO's Early Pay Platform allows you to view different experiences.

Select the experience to view:

1. Buyer App
2. Buyer Portal

Realize Your Working Capital Potential

Powered by our over 5.5 million on-platform suppliers, C2FO provides an unmatched perspective on your working capital strategy.

Increase EBITDA and Returns

With the C2FO platform, you can improve your margins and cash returns with discounted early payments to suppliers enabled by our patented Name Your Rate® technology.

One Platform, Dual Impact: Boost EBITDA & Working Capital

Get the ultimate flexibility for your early payment program by combining the power of your own cash with capital from your bank or our global funding network.

Make an Impactful Change in Your Supply Chain

Empower ESG initiatives, providing suppliers with better access to capital based on their rating.

Seamless Implementation Built for Scale

Launching a supplier finance program doesn’t have to be complex. C2FO powers many of the world’s largest supplier finance programs.

Why Buyers Choose C2FO

“I wanted a much more direct relationship with my suppliers and to deliver a solution for them that was not only beneficial for them, but beneficial for us with a level of flexibility that is different than you would get in a typical supply chain finance program.”
— John Upperman, VP of Procurement, Thermo Fisher